Savings - get more from your money with our range of business savings accounts

Who our Business Savings accounts are for

Nationwide Business Savings accounts are for businesses and organisations established and operating in the UK that:

  • employ up to 250 people
  • have an annual turnover or assets of up to £45 million

If your business doesn’t meet the above criteria, find out more about the accounts that may be suitable for larger businesses and organisations by visiting our Corporate savings section.

For more details on eligibility click here.

Nationwide Business Savings accounts aren’t suitable for use as a business current account.

Our Business Savings accounts

Account Interest rate Withdrawals Apply online
Instant access account
Up to 0.55%
gross p.a./AER (variable)*
Unlimited** Find out more and apply now
Notice account
Up to 0.70%
gross p.a./AER (variable)*
Unlimited with 95 days' notice** Find out more and apply now
Fixed term deposit 6 month account
gross p.a./AER (fixed)
None allowed Find out more and apply now
Fixed term deposit 1 year account
gross p.a./AER (fixed)
None allowed Find out more and apply now

*You can choose to have your interest paid monthly or annually. Interest is calculated daily. If your balance falls below £10,000 you will not earn interest until your balance returns to £10,000 or more.

**You can withdraw money by direct electronic transfer (CHAPs) into your Nominated Account. We'll need your signature to authorise your withdrawal so please remember to sign your post/fax or attach a signed PDF email instruction. The minimum withdrawal is £500.

These products and interest rates can be varied or withdrawn at any time without notice.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross p.a. is the interest rate without tax deducted.

Opening a Business Savings account

  • To apply for a Business Savings account click here to complete the online application process.
    • Minimum initial deposit is £10,000 and the maximum balance is £10 million.
    • Once we've received your application and we've completed our checks, we'll aim to open your account within 5 working days.
    • You can track the progress of a new Business Savings application at any time by calling us on 0800 66 55 11 (option 1) or emailing us at
    • We will respond to any emails and faxes within 48 hours, and our phone lines are open Monday-Friday from 9am-5pm (excluding bank holidays).
    • Once open, your account is operated by signed email instruction, post or fax.

    4 reasons to choose Nationwide for your business savings

    • Our range offers competitive interest rates.
    • Choice of instant access, notice and fixed term business savings accounts.
    • UK based telephone team dedicated to the needs of Nationwide business savers.
    • We have strong credit rating grades to give you reassurance and security.†

    Nationwide Credit Ratings

    FSCS logo

    Financial Services Compensation Scheme

    Protecting your money

    Find out more